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Cash Reserve Line

* Revolving line of credit up to $10,000 for Business Checking Account at BEA New York Branch
* Continuous credit availability with no annual or application fees
* Credit line activated automatically to cover overdraft in the deposit account
* Entire balance can be prepaid without any penalty charges
* Available credit replenished to the extent of repayments
* Required minimum monthly payment debited automatically from the available balance in the deposit account
* Flexible repayment options - choose to pay the minimum monthly payment or any amount up to the outstanding balance
If you have any questions about Cash Reserve Line, please email us at
BEANYinfo@hkbea-us.com or call (212) 238-8200.