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NOW (Negotiable Order of Withdrawal) Account

* Interest bearing checking account for individuals and non-profit organizations
* $100 minimum balance*
* With a minimum daily balance of $100, you will earn interest on your deposit balance
* We pay interest monthly at variable interest rates, calculated daily on a 365-day basis, provided that the minimum balance is maintained
* Unlimited check writing and deposits
* FDIC-insured up to $250,000 per depositor for all accounts at our Bank.
   
* A monthly service charge of $10 and an activity charge of $0.20 per transaction apply if the average daily balance is below $100.